My account was automatically charged a $50 NSF fee from Hobby Lobby due to a returned check.I was not made aware this is the process for handling returned checks, it never happened before.
Hobby Lobby's policy is that they will automatically process a generic check through your checking account for the NSF fee of $50 without your knowledge or authorization. This should be illegal. To ensure check writers are aware of this policy, one should be required to sign an Authorization Form, whereby they are aware of the returned check processing by Hobby Lobby. Posting a note on a register is not sufficient.
The NSF $50 fee was paid, but Hobby Lobby processed two (2) additional attempts after payment for the $50 NSF was paid.This caused my checking account $56 in overdraft fees.